GROUP BENEFITS BROKERS | CONSULTANTS
Comprehensive group benefit plans start at $75/month per person. With our specialists, employee benefits implementation, and administration are complimentary. For exact comparison of quotes from all insurance carriers, please fill out the Quote Request Form below and you will receive a call – usually within the next business hour.REVIEWS AND RATINGS
Why work with one of our Employee Benefits Specialists?
OUR COMPLIMENTARY SERVICES
- Implement a new plan
- Compare quotes from all insurance carriers
- Free plan administration
- Existing group benefits plan review
- Negotiate your RENEWAL
- Compare your plan to what other employers in your industry are offering
Fill out our Quotes or Consultation Request Form and speak to a specialist in your area within the hour. With 10+ years of experience in the industry, rest assured, you will receive answers to all of your group benefits questions before implementing or changing your group benefits plan.
WHO WE ARE
Brightin Group Benefits Brokers and Consultants are a Canadian team of employee benefits experts working collectively under the umbrella of Brightin-Insider. As an industry leading employee benefits and pensions specialty firm, we have served over 1,000+ organizations across Canada.
WHAT WE DO
For organizations which do not currently have a plan, we help select the right insurance carrier and implement a customized plan within your needs and budget. We go to market and request quotes from all insurance carriers, compare the benefits and rates. Thereafter, we ensure the implementation of industry competitive packages effectively attracting and retaining key employees. Our templates and unique service model minimize year-round plan administration and provide for quick resolution to claims and billing issues – usually within an hour.
For organizations which have a plan in place, we conduct a plan audit. Review set-up, eligibility, plan design and ensure it is compliant with CRA and insurance carrier guidelines thus minimizing potential liability. Thereafter, we conduct a marketing requesting quotes from all insurance carriers. Often, without a change in insurance carrier or benefits, we are able to generate significant savings for most organizations. Furthermore, if you choose to proceed with us, we take care of your plan administration moving forward. From employee enrollment, to terminations to employee changes and answering questions – we take care of everything at no cost to our clients.
Discover
Analyze internal or external corporate and market factors.
Customize
Implement a strategic benefits, wellness and prosperity program.
Evaluate
Review, measure and improve program return on investment.
Service
Customize an all encompassing and effective program servicing strategy.
Local Benefits Brokers – BRIGHTIN-INSIDER BENEFITS AND PENSIONS SOLUTIONS
“Progress is impossible without change, and those who cannot change their minds cannot change anything.” – George Bernard Shaw
WHAT WE DO
We are expert group benefits brokers helping clients select the right insurance carrier and implement a customized plan within their needs and budget. We ensure the implementation of industry competitive packages effectively attracting and retaining key employees. Our templates and unique service model minimize year-round plan administration and provide for quick resolution to claims and billing issues – usually within an hour. Whether your organization has a plan already in or are looking to implement one, we can help optimize
ASK ABOUT BRIGHTIN-WELLNESS
The employee benefits brokers industry is changing and at Brightin, we are at the top of the curve. BrightinWellness is a customizable health, wellness and prosperity program complimentary to Brightin-Benefits clients. Our team of health practitioners customize the program to existing health conditions within employee groups aiming to reduce absenteeism, increase productivity, and in the longer-term – decrease health claims. Lunch & learns, health promotion campaigns, complimentary supplements, and on-site clinics are only a small part of the BrightinWellness offering.
Presently, it is not available to all groups. To learn if your organization qualifies to participate, please Contact Us.
Canadian Group Benefit Plans with Virtual Doctor Visits and Prescriptions
Three Canadian insurance carriers are ahead of the curve; now offering group benefit plans with virtual doctor visits and prescriptions to companies with as few as 2 employees. Today, we […]
COMPARE BENEFITS PROVIDERS – Sun Life, Chamber, Manulife, Great-West Life
GROUP BENEFITS PROVIDER COMPARISON In this group benefits provider comparison, we have included the 7 insurance carriers which hold a combined 80%+ of the benefits market share. To simplify the […]
Market Survey Report
$89.97
per reportIndustry Statistics Report
$29.97
per report“Progress is impossible without change, and those who cannot change their minds cannot change anything.” – George Bernard Shaw
FAQs
A. Consultations with our Employee Benefits Brokers are free. If you decide to proceed with a plan or a product, our fees are built in to the premiums carriers charge. This is standard for the insurance industry. If you decide it is not the right time, we hope you will consider working with us later. Please note, consultations are only available during business hours, 8am to 5pm – Monday to Friday.
Q. How much does a benefit plan cost?
A. A plan may cost anywhere from 2% to 9% of payroll. We work with your budget to provide the most comprehensive coverage at the most cost effective structure available in the marketplace.
Q. We already have benefit plan quotes from insurance carriers. Can you do anything for us?
A. Absolutely. Our employee benefits brokers can compare those quotes for you. We also request additional quotes from other carriers able to fulfill your organization’s present and future needs. Our service fees are already built into premiums of the quotes you have received. If you choose to proceed with any one of them, we can represent you in front of the insurance carrier, during the year and at renewal. If you put your plan through one of our employee benefits brokers, you also get access to the full Brightin-Insider Benefits Package.
Q. How is Brightin-Insider different than other life & disability insurance agents?
A. Our employee benefits brokers and consultants take care of everything. We obtain quotes from all insurance carriers, we compare their quotes and make a recommendation. At the end of our process, our clients know exactly why they have chosen to proceed with the specific carrier and product.Then we implement the plan and take care of all plan administration. What makes us different is the service after the plan has been implemented. With other firms, plan administration is done by you, the client.
Q. What is the recommended implementation timeline for a benefit plan?
A. The timeline depends on the insurance carrier of choice and the size of the group. For groups between 1 and 59 employees, we recommend you plan for an implementation timeline between 2 and 4 weeks from submission of all of the paperwork needed to the insurance carrier. For groups between 59 and 150 employees, it would be between 4 and 9 weeks. Expedited services are available for extenuating circumstances.
Q. What is the soonest we are able to implement a benefit plan for?
A. For a small to medium sized groups of up to 59 employees, if the employer provides all of the necessary information and paperwork, a plan may be effective as early as the very next day. Employees may collect receipts for claims incurred after the effective date of the plan and submit them to the insurer once the plan is set-up and active on system. Please note that there is a limited number of insurance carriers who are able to provide this expedited service. It is best to speak with one of our group benefits brokers for details.
***For groups larger than 59 employees, please contact us for details.